Legal

Terms of Service

Last updated: 3 June 2026

These Terms of Service ("Terms") govern your use of hardiben.com (the "Site"), operated by hardiben, Košice, Slovakia. By accessing or using the Site, you agree to these Terms.

1. Purpose of the Site

hardiben is an informational and educational resource about investing concepts and financial literacy. The Site does not offer brokerage, advisory, fund management or any other paid financial service.

2. No financial advice

Content on the Site is provided for general informational purposes only and does not constitute financial, investment, legal or tax advice. It does not take into account your personal circumstances. Before making any financial decision, you should seek advice from a licensed, qualified professional.

3. No guarantee of accuracy

We aim to keep content accurate and current, but markets, regulations and products change constantly. We make no warranty, express or implied, regarding the completeness, accuracy or timeliness of any information on the Site.

4. Acceptable use

You agree not to misuse the Site, including by attempting to gain unauthorised access to it, interfering with its normal operation, or using automated means to scrape content without permission.

5. Intellectual property

Unless otherwise stated, text, graphics and layout on the Site are owned by hardiben or used with permission. You may read and share links to our content for personal, non-commercial use, but may not reproduce substantial portions without our written consent.

6. Third-party links

The Site may link to external resources, such as regulator publications, for further reading. We do not control and are not responsible for the content or practices of third-party websites.

7. Limitation of liability

To the maximum extent permitted by law, hardiben and its team shall not be liable for any loss or damage arising from your use of, or reliance on, information found on the Site, including any investment decisions you make.

8. Changes to the Site or Terms

We may update the Site's content or these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

9. Governing law

These Terms are governed by the laws of the Slovak Republic, without regard to conflict-of-law principles.

10. Contact

Questions about these Terms can be sent to info@hardiben.com.